Services
First Home Buyer
At All Coast Home Loans, we know your first property purchase is one of the most important decisions you will ever make. Let us take the stress out of the process by finding the loan that is perfect for you. We will work with the lenders to secure your First Home Owners Grant and keep you informed every step of the way.
Investment Loans
Investment loans are structured in a specific way that allows you to make the most of your assets by including negative gearing and taking advantage of depreciation! An investment property is one that works towards building your wealth and securing your financial freedom. For some, the future may seem a long way off, but now is the time to act!
Variable and Fixed Rate Loans
Which one is right for you? Maybe you would like a combination of both? Did you know some lending institutions now allow you to make additional payments off your fixed interest loan without incurring any penalties? Call us to discuss your needs and we will tailor a loan solution for you.
Honeymoon Loans
Just got married? Have a beautiful bouncing baby on the way? Maybe a “Honeymoon” loan is the perfect solution for you as it has lower repayments for the first six to twelve months. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase but it provides you with a transition period to allow for major events in your life.
Bridging Loans
Found your perfect home but haven’t sold the first one yet? A bridging loan may be the perfect solution to allow you the necessary time to sell your existing property. This finance is generally secured against your property as you are utilizing the equity in your existing property. Usually, bridging loans are short term and can be more expensive than other types of loans.
Equipment Finance
Thinking of leasing a new car or need to finance some new equipment? Let All Coast Home Loans assist you with any of your equipment financing needs.
Commercial Loans
Need commercial finance? Regardless of whether your requirements are short term or long, All Coast Home Loans will find the right solution for you? Is your residential property securing your commercial loan? All Coast Home Loans can help you refinance that debt back into residential terms at potentially lower interest rates and also remove the need to lodge your company financials each year. Call us today to discuss how we can help.
Developer Finance
Whether it is your very first development or you have many years’ experience, All Coast Home Loans will run a multi-channel strategy for you and guide you through the process to find the perfect solution for your development. We look at all aspects of the development process including Land Banks with and without development approval, pre-sale requirements to cover bank debt, guarantees required and interest rates. Most importantly, our commission is paid by the lenders, so call us today to discuss your future projects.